Please note: The information provided in the summary box, is a summary of the key features of our Personal Easy Access accounts. It should not be used as a substitute for our Terms and Conditions which can be found on our website.
Fixed Rate Cash ISA
- Rate: 0.86% – 1.10% AER/gross
- Term: 12 to 36 months
Account name: Fixed Rate Cash ISA
Funds can also be transferred from existing ISAs as long as the total balance (excluding interest) of your OakNorth Bank savings accounts does not exceed the ?500,000 limit.
Interest is calculated on the minimum daily balance and applied to the account on the first day of every subsequent month.
This example assumes that no further withdrawals are made, the account remains open during the selected term, that the interest is accrued daily and applied to the account monthly and that any interest earned stays in the account.
The term of the account and interest accrual will start no later than one business day from when we received your first funding. Any subsequent funding (within the first 30 days from account approval) will add to the total balance, and interest will be calculated on the minimum daily balance and applied to the account on the first day of every subsequent month.
Our accounts are available to individuals, aged 18 or over, who are UK residents (i.e. England, Wales, Northern Ireland and Scotland). Also, you must have a personal UK bank or building society account that allows transfers to be made to and from it.
Applications to open an account must be completed through our website here or via our mobile banking app. Please note, in case of transfers from another ISA provider, the applications must be completed through our website.
The minimum deposit required to open your account is ?1. You can make as many new deposits as you like within 30 days of your account approval, up to the current tax year allowance for ISAs set by HMRC.